How Do Interest Rates Shape the Stock Market? A Practical Guide for Everyday Investors

Why Do Interest Rates Matter So Much for the Stock Market? The Basics: What Are Interest Rates in the U.S.? Interest rates represent the cost of borrowing money. When the Federal Reserve (the Fed) changes its policy rate, it impacts everything from mortgage rates and auto loans to credit card interest. These shifts ripple through … Read more

Breaking Free from Financial Illiteracy: 8 Proven Steps to Decode Economic News

Understand Why Economic News Feels Complicated Economic reports are often filled with jargon, layered data, and nuanced interpretations that can intimidate beginners. The key is to separate raw data from analysis. When reading, identify which parts of the article are factual statistics and which are opinions or projections. Different outlets may frame the same event … Read more