Lump Sum vs Installment Payments: When Does Financing Really Make Sense in the US?

Big Purchases: How Should You Pay? From new appliances and cars to the latest smartphones or laptops, major purchases can seriously impact your budget. For many Americans, the question is simple but important: Should I pay upfront or spread it out over time with monthly installments? With credit cards, buy now pay later (BNPL) apps, … Read more